Small Business CPA Services

Our Firm

Excel Complete provides CPA services for small businesses that need backend accounting support. We assist businesses with day-to-day accounting, along with a variety of services designed to improve financial visibility, streamline operations, and support business growth.

Our services include:

• Bookkeeping
• Payroll processing
• Month-end and year-end close
• Budgeting and forecasting
• Cash flow reporting and analysis
• KPI reporting and financial dashboards
• Accounting system implementation
• Process improvement and workflow automation
• Controller and CFO advisory
• Audit support

Unlike many CPA firms, we combine accounting expertise with software development and automation experience. We help businesses eliminate manual processes, connect accounting systems, automate reporting, and build custom tools that improve efficiency and provide better insight into financial performance.

Schedule a free consultation to discuss your business goals and accounting needs. Allen Frantsen, a licensed Michigan CPA with experience in accounting, financial modeling, software development, and leadership at Fortune 500 companies, leads most client consultations.

When to Use a Small Business CPA

A small-business CPA becomes valuable when accounting responsibilities start to take time away from running the business. As the workload increases, management needs better visibility into operations. Many organizations benefit from professional accounting support and structured financial processes.

You will benefit from a small business CPA if:

• Bookkeeping is falling behind
• Financial reports are not available on time
• Bank accounts are not being reconciled regularly
• Cash flow is difficult to manage or forecast
• Management lacks visibility into business performance
• The business is preparing for financing or a loan renewal
• Month-end close takes too long
• Accounting processes rely heavily on spreadsheets and manual work
• The company is growing and needs stronger financial controls
• You need accounting support but cannot afford a full-time team

Some clients also utilize our fractional CTO services to improve reporting systems, automate workflows, and build better data infrastructure as their organizations grow.

Small Business CPA Cost

Small business CPA services are billed at $100 per hour, with total cost depending on the scope of work and complexity of the engagement. Some projects can be completed in a few hours, while ongoing accounting support is often provided through a monthly retainer. Every engagement begins with a consultation to discuss your needs and determine the best approach for your business.

For businesses located within two hours of our Ann Arbor, MI office, we offer next-day roadmapping services for $750. We will meet with stakeholders to understand your business. Within two days of our visit, you will receive a PDF roadmap detailing implementations that will best drive efficiency and growth for your business. This service is available for businesses located in and around:

• Ann Arbor
• Ypsilanti
• Plymouth
• Livonia
• Troy
• Novi
• Southfield
• Jackson
• Grand Rapids
• Grandville

Additional on-site CPA consulting is available in Michigan and surrounding states, billed at standard hourly rates plus travel expenses.

Bookkeeping

Good accounting records are the foundation of every successful business. Accurate bookkeeping and timely inputs help organizations understand performance and produce reliable reporting.

Our outsourced accounting services will manage your day-to-day bookkeeping functions. Whether you need ongoing assistance for specific projects or want to ensure your business runs smoothly, our team is here to help.

Bookkeeping services include:

• General ledger maintenance
• Bank and account reconciliations
• Accounts payable and accounts receivable support
• Customer billing and invoicing
• Payroll support
• Month-end close
• Financial statement preparation
• Budgeting and forecasting support
• Cash flow monitoring
• Debt covenant reporting and compliance
• KPI reporting and dashboard development

We work with a variety of accounting software. Often, finding ways to streamline bookkeeping processes, reduce manual data entry, and improve the flow of information between systems.

• QuickBooks Online
• QuickBooks Desktop
• NetSuite
• Sage
• Microsoft Dynamics 365
• ADP

Financial Reporting

We'll ensure your financial statements are prepared accurately and on time. Whether you're presenting results to lenders, investors, or internal leadership, you can trust that your numbers are complete.

Our financial reporting services include:

• Monthly, quarterly, and annual financial statements
• Balance sheets, income statements, and cash flow statements
• General ledger review and account reconciliations
• Month-end and year-end close support
• Budget-to-actual reporting
• KPI dashboards and management reporting
• Financial trend and variance analysis

For many businesses, we build custom reporting tools. By combining accounting expertise with automation and reporting technology, we help businesses spend less time preparing reports and more time acting on the insights they provide.

Accounting Systems

Financial reporting starts with the right accounting systems. We evaluate your current software and business processes to identify opportunities for improvement. Whether you're implementing your first accounting platform or conducting an ERP assessment, we help ensure your systems will support future business growth.

Our accounting system services include:

• Accounting software selection and implementation
• QuickBooks setup and optimization
• ERP evaluation and implementation support
• System integrations between accounting, payroll, CRM, and inventory platforms
• Custom Excel tools and financial models

When off-the-shelf software isn't enough, we build custom solutions that eliminate manual work and improve operational efficiency. Our team develops Excel-based tools, web applications, and automated reporting systems that connect data across your business, reduce repetitive tasks, and provide leadership with timely, accurate financial information.

Audit Services

Some financial situations require more than internal reporting—they require independent CPA assurance. We provide compilation, review, and audit services to help businesses satisfy lender requirements, investor requests, and other financial reporting needs. Our goal is to deliver accurate financial statements that strengthen confidence with banks, investors, and other stakeholders.

Our attestation services include:

• Financial statement compilations
• Financial statement reviews
• Financial statement audits
• Lender and bank reporting
• Investor financial reporting
• Regulatory and compliance reporting
• Internal control recommendations

Attestation services are currently available only for Michigan businesses. If your organization requires CPA-issued financial statements for financing, compliance, or stakeholder reporting, we can discuss the engagement that best fits your needs.

Tax Preparation Services

In addition to accounting and advisory services, we provide business tax preparation and compliance support for small businesses. Our team can assist with annual filings, tax planning, and ongoing coordination between accounting records and tax reporting.

• Partnership tax returns (Form 1065)
• Corporate tax returns (Form 1120)
• S Corporation tax returns (Form 1120-S)
• Nonprofit tax returns (Form 990)
• Business tax planning
• Sales and use tax support
• Payroll tax reporting support
• Multi-state filing support

Business Strategy

Strong business decisions begin with accurate data. We help business owners evaluate financial performance, market opportunities, and operational trends to support long-term growth. By combining accounting expertise with financial modeling, market research, and business analytics, we provide practical recommendations backed by data—not guesswork.

Our business strategy services include:

• Budgeting and strategic planning
• Financial forecasting and scenario modeling
• Pricing strategy and profitability analysis
• Market research and customer surveys
• Employee engagement and feedback surveys
• Location analysis and demographic research
• Expansion planning and site selection
• Operational improvement recommendations

Whether you're launching a new product, expanding into a new market, or improving day-to-day operations, we help transform financial and operational data into actionable insights. Our goal is to reduce risk, identify growth opportunities, and give leadership the information needed to make confident business decisions.